How to Know if you are Ready to Take the Plunge

How to Know if you are Ready to Take the Plunge

Housing prices rates and have not been this good for at least a decade.  So are you ready to buy a home?  We will help you figure out the answer to that in this article.

Are you a first time home buyer?  If you are there are advantages to you buying a home, such as, tax breaks, interest free loans, etc.  To find out more about these opportunities visit: www.dca.ga.gov/housing/Homeownership/programs/GeorgiaDream.asp.

If you are not a first time home buyer; there are still plenty of reasons to purchase a home.  First, as previously stated, the rates and prices of homes have not been this good for a decade.  So you can purchase more home for less of the price; or you can save on the house you would have purchased.

If you are interested in looking for a home, make sure to figure out how much you want to spend and what interest rate you want.  There are mortgage calculators you can use to figure out what the payment will be like on different homes.  It will be easier if you get pre-approved and also help you secure a house faster when you find it!  It is always best to be prepared when making decisions.  Try to make the payment 1/3 of your take home pay or less; that will ensure you are not overwhelmed with your payment.

When looking at a home make sure that it will not be a money pit.  Fixing up a home is a good idea, but make sure that you will have the time and money to dedicate to these projects.  If you do not have time for extra projects then play it safe when looking at what a house will need.  The bathrooms and kitchens sell a home.  Make sure that you will not throw a lot of money in other areas of the house if you are not looking to stay there long term.

We hope this article was helpful and good luck with searching for your new home!  Do not hesitate with any questions and as always we love your feedback!

What is Normal Wear and Tear during Your Move

What is Normal Wear and Tear during Your Move

There are many things to think about when moving.  There may even be things you will not think of until after the move such as: what is normal wear and tear during your move?  We all want our belongings to be treated with care, but unfortunately accidents occur.

First, look at your pieces of furniture and note if they have imperfections currently.  This will help you to know if something new has occurred or if the blemish was already on the piece of furniture.  When moving to a new home, we will be quicker to notice something, because the surroundings have changed.

Next, once you know what the current state of your furniture, is to note any special pieces.  If you have an antique, for example, make sure to point these out to your movers to ensure that they can take proper precautions.

Once, you have moved to your new home – take a look around and see what if any rubs or scratches have occurred.  Note that some rubbing on the bottom of pieces is normal.  There is an easy fix, for any rubs on your furniture, which is a furniture pen.  These are available at Lowes and many other home specialty stores.  You may also need to touch up the walls in a few places; if you had large pieces placed in smaller areas of the house.  If you are going to paint your new home then this does not matter!  Please do not hesitate to post questions and Happy Moving Day!